Attention homeowners in Miamisburg and Montgomery County: Get an Appraisal today!
See the top reasons OH homeowners use Mid-Miami Appraisal, LLP:
Do you own a house in or near Miamisburg? Do you need help deciding the value of your real estate?
We at Mid-Miami Appraisal, LLP understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Mid-Miami Appraisal, LLP is experienced in helping folks just like you rid themselves of unwanted PMI insurance.
Challenge Tax Assessment
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Mid-Miami Appraisal, LLP is your strongest weapon.
Recently got a freeze your HELOC?
If your home is in a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. A professional appraisal from Mid-Miami Appraisal, LLP can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Mid-Miami Appraisal, LLP offers field reviews where we go out and check the subject and comps. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.